I was visiting over at Saving for later's blog and she had mentioned about the TFSA (Tax Free Savings Account) with Ing. It has a 3% interest rate on the money you put into your tfsa account. I looked into it and put 1/2 of our emergency fund in there which would be $500. I just couldn't seem to put the whole $1000 which we have saved thus far into it. I am off from work for the summer so maybe that is why.
I am also not sure how much we can contribute into our savings as we do have debt to pay down/off. At the end of this month I will be contributing to our Freedom account for our irregular expenses which by the way will be ongoing each and every month while still paying down debt.
I am still proud of dh and I though, even when we fall down with life's happenings we just brush ourselves off and continue on with our goal for financial freedom :).
Thursday, July 9, 2009
Sunday, July 5, 2009
Mini Goals For July 2009
I am late posting my mini goals for this month. Here they are:
(1) Keep expenses to a minimum and not use the credit card as I will be going down east for two weeks to spend time with my friend who is terminally ill.
(2) Learn to paint a picture with acrylic paints.I picked up the basics to do this or at least try. I wanted to do this as paintings are expensive and I figure I might stand a chance so why not try lol.
(3) organize our family room.
If anyone would like to join me with doing monthly mini goals that would be great, I would sure love having the company :)
(1) Keep expenses to a minimum and not use the credit card as I will be going down east for two weeks to spend time with my friend who is terminally ill.
(2) Learn to paint a picture with acrylic paints.I picked up the basics to do this or at least try. I wanted to do this as paintings are expensive and I figure I might stand a chance so why not try lol.
(3) organize our family room.
If anyone would like to join me with doing monthly mini goals that would be great, I would sure love having the company :)
My Best Friend.
My best Friend has been terminally ill for some months now. The dr. told her last week that the cancer has spread to her liver and lungs and that she will not live to see her birthday in Sept. We all knew that this would happen eventually but we thought that she would still have more time, even she thought at least another year.
I was going to go and spend the summer down home between her place and my mothers in Nova Scotia but have decided that I will go down the middle of this month and stay a couple of weeks, come home, and then go back down for a week in August.
Carmen is a Beautiful person and I have learned so much from her. She has three girls ages 24,19,and 12.
Please say a prayer for my friend,her family, and for me too. We are headed for a lot of heartache even though we all know that we will meet one day again and that God will take great care of her.
Thank you to all,
Heather
I was going to go and spend the summer down home between her place and my mothers in Nova Scotia but have decided that I will go down the middle of this month and stay a couple of weeks, come home, and then go back down for a week in August.
Carmen is a Beautiful person and I have learned so much from her. She has three girls ages 24,19,and 12.
Please say a prayer for my friend,her family, and for me too. We are headed for a lot of heartache even though we all know that we will meet one day again and that God will take great care of her.
Thank you to all,
Heather
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