Tuesday, December 4, 2018

When you are trying to jump back into getting on track with finances

 A lot of us seem to fall off track when it comes to our finances and the way we handle money. I want to scream.... I have not had a plan in a very long time and it is time to put on my big girl panties, roll up my sleeves, and tackle this mess I have gotten myself in. The saying goes "if you fail to plan, you plan to fail." 

 I have been checking out different types of budgets online..there are so many of them! I have been reading about paying yourself first, 50/30/20% rule, Dave Ramsey baby steps, etc...it can be overwhelming. 

 The first thing in which I am going to do is get current with my debts/bills. I am not going to post how I am going to do a whole lot of other goals as I am going to focus on one goal at a time. Starting today I will be posting once a week on what I have paid down as I go. I need to get current with my hydro,phone, internet, and debt. If anyone else is going through the same with trying to get current with their finances, trying to budget, or looking for ways to save money,etc...please join me on this journey.