I am back, this time for real

I am back to the blogging world. We had been hit hard by finances over these past months. So here we go, playing the catch up game and it sure isn't that much fun.

This past Feb. dh quit his job which we really thought that we would be ok until he found something else. Needless to say unless you have that "Emergency Fund fully funded or at least a good chunk of it in your savings, Murphy will appear out of thin air there is no doubt.

First off, dh was out of work for almost 3 months. He is now working through the commissionairs as a security guard. My parents who are in the 2nd house we bought for them to live in couldn't make the mortgage payments a couple of times which set us back paying for that.

Just want you all to know that we take full responsiblity for our finances and actions.

Our money just seemed to be gone as soon as it came in no matter what we did. I lost my way out of frustration. I had no freedom account left, no emergency fund left although as I mention it wasn't much considering so basically we were getting paid one day and then broke until the next payday.

Here is what is helping us right now:

(1) I still work at the english school here as lunch supervisor, I am no longer working the after school busing but did get a contract for 1:20 minutes after school as a daycare educator. the busing was 40 minutes after school but I now get an additional 40 minutes on top of that with a .23 cent raise per hour.

(2) One of our dd's has a part-time job and our other daughter has applications out. This will give them extra for fun money, a bit of savings etc...

(3) Still doing great on the food although prices seem to still be climbing.

(4) When there is a great sale I still try to stock up the best I can...like if cheese slices go on sale at a great price I pick up 2 or 3 packs and put in the freezer, yes you can freeze cheese slices and they are fine when thawed. I also picked up block cheese and froze those. I had always heard that once thawed it would crumble, that is not the case, one might get a couple of small and I mean small pieces come off when shredding but it worked out great and slices great for cheese and crackers.

I have to get ready for work right now so I don't have time to post more, I will get back to daily posting or at least a few times a week.

Ohhhhhhh dh found out at a meeting for work this morning that he is getting a $2 an hour raise YAY!! Will be on his next pay.

So we will see you all soon.