I reviewed the four posts here regarding our Emergency Fund and I am just stunned that over the past 1 1/2 to 2 years how we are still yet again at the stage of getting that baby emergency funded.
Over this time period we have been murphy'd left,right,and center. Between dh being without work for 2 to 3 months last year, money owe'd to dh from his previous employer which never did get to dh, losing money on the investment property we had bought and have since sold.
Everytime I think that everything is just grand something happens. We need to have that emergency fund in case the car breaks down, a tire blows,or if we need an emergency dental visit etc. We need to get this done so that I can move on to getting the Freedom Account started (I will post about that once we have our baby emergency fund completed) I already have the categories and how much $ will go into each one once this first step is done. All the extra $ after this will be going on to snowball our debts which of course is another entry to post.
Seriously though, enough is enough and I/we am/are finally going to break this vicious cycle. I'm tired and I want financial freedom and I want it within a reasonable time frame. I don't mean like tomorrow I want the financial freedom fairy to appear, although that would be something, but I want to at least set the plan in motion and keep the wheels rolling until I can finally say we did it!
So, right now our baby emergency fund is at $567.01/$1000. We are over the half way mark. I will not be able to add to this until next week. I thought maybe this week but no, there is no wiggle room what-so-ever in this pay which I have just discovered after talking to dh.
I have to remind myself that we started funding this yet again on April 24th/09 with only $66.89 in our emergency fund. We made a decission that we would take $100 out of each pay (works out to weekly as dh gets paid one week and I the next)I don't know how that amount came to be the amount but we Knew that if it was too hard that we could scale back.
It takes dh and I about 3 to 6 weeks to form a habit, it is just to hang on to that habit lol. With determination and keeping this our goal I have no doubt that we can have our baby emergency fund completed within 3 to 4 more weeks.
Monday, May 18, 2009
Sunday, May 10, 2009
Right Side Up Stuffed Mushroom Chops
Another recipe from the cookbook Life's on Fire Cooking For the Rushed by Sandi Richard.
I made this for supper today for our Mother's Day dinner.
Right Side Up Stuffed Mushroom Chops
8 pork chops medium thickness boneless and trimmed (apporx 700g)
1 pkg Uncle Ben's Stuff'N'Such Traditional Sage
1 tbsp brown sugar
1 can cream of mushroom soup (Campbell's)
1/3 soup can water
2 tbsp Worcestershire sauce
(1) Preheat oven to broil.
Place chops on a large oven-safe cake pan and broil at close range about 1 minute per side.
....meanwhile....
Prepare stuffing in a medium size stove-top pot according to package directions, however, add brown sugar.
Remove chops from oven. Drain excess grease from pan. Reset oven temperature to 350. Return chops to pan. Mound stuffing on top of each pork chop.
Combine in this order in the Used stuffing pot (No Heat): soup, gradually stir in water and Worcestershire sauce. Stir until well blended and spoon equally over stuffed chops. Bake in hot oven. Set a timer for 25 minutes
============================================================
When I make the above recipe I fry the pork chops up in a cast iron fry pan opposed to broiling. I made mine with mashed whipped potato and peeled carrots with parsley sprinkled over them.
This recipe is definately a Keeper :)
I made this for supper today for our Mother's Day dinner.
Right Side Up Stuffed Mushroom Chops
8 pork chops medium thickness boneless and trimmed (apporx 700g)
1 pkg Uncle Ben's Stuff'N'Such Traditional Sage
1 tbsp brown sugar
1 can cream of mushroom soup (Campbell's)
1/3 soup can water
2 tbsp Worcestershire sauce
(1) Preheat oven to broil.
Place chops on a large oven-safe cake pan and broil at close range about 1 minute per side.
....meanwhile....
Prepare stuffing in a medium size stove-top pot according to package directions, however, add brown sugar.
Remove chops from oven. Drain excess grease from pan. Reset oven temperature to 350. Return chops to pan. Mound stuffing on top of each pork chop.
Combine in this order in the Used stuffing pot (No Heat): soup, gradually stir in water and Worcestershire sauce. Stir until well blended and spoon equally over stuffed chops. Bake in hot oven. Set a timer for 25 minutes
============================================================
When I make the above recipe I fry the pork chops up in a cast iron fry pan opposed to broiling. I made mine with mashed whipped potato and peeled carrots with parsley sprinkled over them.
This recipe is definately a Keeper :)
Saturday, May 9, 2009
Steak Fingers
This recipe is not only frugal but delicious! It is also very filling. I found it on recipezaar.com here Steak Fingers . I cook mine a tiny bit longer though then the recipe says. I have been including this recipe in our menu at least once a month for over a year now.
SERVES 4 -6
Ingredients
1 lb of good quality round steak or sirloin steak (calculate about 1/3 to 1/4 pound per person)
1 cup flour (or more)
1/2 cup soy sauce (or more, Lite is good, I find regular soy sauce to be too salty)
fresh coarse ground black pepper, to taste
Directions
(1) Cut up Round Steak or Sirloin Steak into finger-sized pieces (about 1" or so in diameter, but no thinner or the meat will cook too fast), about 1/3 to 1/4 pound per person.
(2) (To make slicing easier, place the meat in the freezer for about 30 minutes before slicing.).
(3) Dip the Steak Fingers into the Soy Sauce, then dredge in the flour. (You can use a plastic bag for the flour-dipping part.).
(4) Repeat Step 3, then place all the meat on a plate or platter. (At this point, if I want the pieces to turn out especially rare, I put them back into the freezer for a bit before cooking.).
(5) When you get a plateful of breaded Steak Fingers prepared, quickly place them into a frying pan of heated vegetable oil one at a time. They should really sizzle as soon as you drop them into the oil. As soon as the entire plateful of meat is in the oil, begin turning the pieces. As soon as you have finished turning all the pieces, begin taking them out to drain on a paper towel covered plate. Sprinkle with cracked pepper and serve over hot rice with a salad.
(6) NOTE: The entire frying process should only take a few minutes. DO NOT LEAVE THE STOVE OR THEY WILL OVERCOOK. The meat may turn out tough if it is cooked well done.
(7) P.S. These steak fingers heat well the next day for lunch, just so long as they are not cooked well done to begin with.
SERVES 4 -6
Ingredients
1 lb of good quality round steak or sirloin steak (calculate about 1/3 to 1/4 pound per person)
1 cup flour (or more)
1/2 cup soy sauce (or more, Lite is good, I find regular soy sauce to be too salty)
fresh coarse ground black pepper, to taste
Directions
(1) Cut up Round Steak or Sirloin Steak into finger-sized pieces (about 1" or so in diameter, but no thinner or the meat will cook too fast), about 1/3 to 1/4 pound per person.
(2) (To make slicing easier, place the meat in the freezer for about 30 minutes before slicing.).
(3) Dip the Steak Fingers into the Soy Sauce, then dredge in the flour. (You can use a plastic bag for the flour-dipping part.).
(4) Repeat Step 3, then place all the meat on a plate or platter. (At this point, if I want the pieces to turn out especially rare, I put them back into the freezer for a bit before cooking.).
(5) When you get a plateful of breaded Steak Fingers prepared, quickly place them into a frying pan of heated vegetable oil one at a time. They should really sizzle as soon as you drop them into the oil. As soon as the entire plateful of meat is in the oil, begin turning the pieces. As soon as you have finished turning all the pieces, begin taking them out to drain on a paper towel covered plate. Sprinkle with cracked pepper and serve over hot rice with a salad.
(6) NOTE: The entire frying process should only take a few minutes. DO NOT LEAVE THE STOVE OR THEY WILL OVERCOOK. The meat may turn out tough if it is cooked well done.
(7) P.S. These steak fingers heat well the next day for lunch, just so long as they are not cooked well done to begin with.
May Mini Goal
I decided that each month I will try to do a mini goal so that I can see at the year end what I have accomplished. The year is already 1/2 over but better now then never. I figure these mini goals will add up to my bigger goal which is to get better oganized with my time and to actually start accomplishing the things which will in some way help my family along with myself in one way or another.
For the month of May my goal is to learn how to sew. I bought some material about 3 months ago (on sale)to learn how to make curtains for one of my basement windows in our family room and have yet to get it completed. My sewing machine believe it or not I bought 1 1/2 years ago and still don't know how to get the thread on the bobbin! There are 4 ladies where I work who all sew and I am going to see if I can get one of them to help me with this, if not I will proceed to hand sew these curtains even though I am not good at that either lol. I figure if I give myself mini goals this is very doable. I have about 2 1/2 weeks to accomplish Mays goal.
For the month of May my goal is to learn how to sew. I bought some material about 3 months ago (on sale)to learn how to make curtains for one of my basement windows in our family room and have yet to get it completed. My sewing machine believe it or not I bought 1 1/2 years ago and still don't know how to get the thread on the bobbin! There are 4 ladies where I work who all sew and I am going to see if I can get one of them to help me with this, if not I will proceed to hand sew these curtains even though I am not good at that either lol. I figure if I give myself mini goals this is very doable. I have about 2 1/2 weeks to accomplish Mays goal.
Emergency Fund
As we know life happens, it has been crazy with the ups and downs here.
We are starting back up with the emergency fund, our goal right now is to reach $1000. We started this back up April 23rd and so far we are at $467.01/$1000.
I am determined to get back on track and to actually stay there this time around although I never meant to have to start over at this stage of the game but really, who does?
We are starting back up with the emergency fund, our goal right now is to reach $1000. We started this back up April 23rd and so far we are at $467.01/$1000.
I am determined to get back on track and to actually stay there this time around although I never meant to have to start over at this stage of the game but really, who does?
Wednesday, November 12, 2008
I am back, this time for real
I am back to the blogging world. We had been hit hard by finances over these past months. So here we go, playing the catch up game and it sure isn't that much fun.
This past Feb. dh quit his job which we really thought that we would be ok until he found something else. Needless to say unless you have that "Emergency Fund fully funded or at least a good chunk of it in your savings, Murphy will appear out of thin air there is no doubt.
First off, dh was out of work for almost 3 months. He is now working through the commissionairs as a security guard. My parents who are in the 2nd house we bought for them to live in couldn't make the mortgage payments a couple of times which set us back paying for that.
Just want you all to know that we take full responsiblity for our finances and actions.
Our money just seemed to be gone as soon as it came in no matter what we did. I lost my way out of frustration. I had no freedom account left, no emergency fund left although as I mention it wasn't much considering so basically we were getting paid one day and then broke until the next payday.
Here is what is helping us right now:
(1) I still work at the english school here as lunch supervisor, I am no longer working the after school busing but did get a contract for 1:20 minutes after school as a daycare educator. the busing was 40 minutes after school but I now get an additional 40 minutes on top of that with a .23 cent raise per hour.
(2) One of our dd's has a part-time job and our other daughter has applications out. This will give them extra for fun money, a bit of savings etc...
(3) Still doing great on the food although prices seem to still be climbing.
(4) When there is a great sale I still try to stock up the best I can...like if cheese slices go on sale at a great price I pick up 2 or 3 packs and put in the freezer, yes you can freeze cheese slices and they are fine when thawed. I also picked up block cheese and froze those. I had always heard that once thawed it would crumble, that is not the case, one might get a couple of small and I mean small pieces come off when shredding but it worked out great and slices great for cheese and crackers.
I have to get ready for work right now so I don't have time to post more, I will get back to daily posting or at least a few times a week.
Ohhhhhhh dh found out at a meeting for work this morning that he is getting a $2 an hour raise YAY!! Will be on his next pay.
So we will see you all soon.
This past Feb. dh quit his job which we really thought that we would be ok until he found something else. Needless to say unless you have that "Emergency Fund fully funded or at least a good chunk of it in your savings, Murphy will appear out of thin air there is no doubt.
First off, dh was out of work for almost 3 months. He is now working through the commissionairs as a security guard. My parents who are in the 2nd house we bought for them to live in couldn't make the mortgage payments a couple of times which set us back paying for that.
Just want you all to know that we take full responsiblity for our finances and actions.
Our money just seemed to be gone as soon as it came in no matter what we did. I lost my way out of frustration. I had no freedom account left, no emergency fund left although as I mention it wasn't much considering so basically we were getting paid one day and then broke until the next payday.
Here is what is helping us right now:
(1) I still work at the english school here as lunch supervisor, I am no longer working the after school busing but did get a contract for 1:20 minutes after school as a daycare educator. the busing was 40 minutes after school but I now get an additional 40 minutes on top of that with a .23 cent raise per hour.
(2) One of our dd's has a part-time job and our other daughter has applications out. This will give them extra for fun money, a bit of savings etc...
(3) Still doing great on the food although prices seem to still be climbing.
(4) When there is a great sale I still try to stock up the best I can...like if cheese slices go on sale at a great price I pick up 2 or 3 packs and put in the freezer, yes you can freeze cheese slices and they are fine when thawed. I also picked up block cheese and froze those. I had always heard that once thawed it would crumble, that is not the case, one might get a couple of small and I mean small pieces come off when shredding but it worked out great and slices great for cheese and crackers.
I have to get ready for work right now so I don't have time to post more, I will get back to daily posting or at least a few times a week.
Ohhhhhhh dh found out at a meeting for work this morning that he is getting a $2 an hour raise YAY!! Will be on his next pay.
So we will see you all soon.
Wednesday, January 16, 2008
I'm Back..
It stomed last week, so I didn't get any of my stockpile shopping done, rats! The cooking session I did not get completed either as I did not get shopping but I do plan on doing up a few things this weekend.
I did peel my potato last night and have it sitting in a 4 litre ice cream bucket filled with water in my fridge, all I have to do tonight is change the water and dump in my pot to cook it up. Bonus!I think that if I changed my water everyday that the potatoes would be ok for two or three days until I was ready to cook them up, that way I could peel extra on Sunday while I have everything out and we could have them with our Tuesday or Wednesday supper and the other days have suppers with rice,soup,pasta,salad or french fries. My hamburger is thawed and there is about 4 pounds. I am going to make up 2 meatloafs, freeze one and the rest I will make meatballs using the same recipe.I have to freeze the meatloaf cooked as the raw hamburger was already frozen and you don't want to freeze raw meat twice. While the meatloaf is in the oven baking I can cook the meatballs by dropping them into the boiling pot of water, it is quick and easy that way as I mentioned in my last post.
My boss at work yesterday offered me an extra 40 minutes a day at work which I am going to take. I will be working after school from 2:50pm until 3:30pm with the little ones to make sure that they get on the bus ok. This will give me 2 hours and 10 minutes a day @ $16.29 an hour plus they add on vacation pay and a couple of other things onto my pay. Having a planned meal ahead will be an added bonus for most days.I am not sure when I start working the shift after school but I would imagine I will start this upcoming Monday.
If you want to see some great ideas for cooking with pictures from beginning to end recipes please visit The Pioneer Woman Cooks. .
I did peel my potato last night and have it sitting in a 4 litre ice cream bucket filled with water in my fridge, all I have to do tonight is change the water and dump in my pot to cook it up. Bonus!I think that if I changed my water everyday that the potatoes would be ok for two or three days until I was ready to cook them up, that way I could peel extra on Sunday while I have everything out and we could have them with our Tuesday or Wednesday supper and the other days have suppers with rice,soup,pasta,salad or french fries. My hamburger is thawed and there is about 4 pounds. I am going to make up 2 meatloafs, freeze one and the rest I will make meatballs using the same recipe.I have to freeze the meatloaf cooked as the raw hamburger was already frozen and you don't want to freeze raw meat twice. While the meatloaf is in the oven baking I can cook the meatballs by dropping them into the boiling pot of water, it is quick and easy that way as I mentioned in my last post.
My boss at work yesterday offered me an extra 40 minutes a day at work which I am going to take. I will be working after school from 2:50pm until 3:30pm with the little ones to make sure that they get on the bus ok. This will give me 2 hours and 10 minutes a day @ $16.29 an hour plus they add on vacation pay and a couple of other things onto my pay. Having a planned meal ahead will be an added bonus for most days.I am not sure when I start working the shift after school but I would imagine I will start this upcoming Monday.
If you want to see some great ideas for cooking with pictures from beginning to end recipes please visit The Pioneer Woman Cooks. .
Subscribe to:
Posts (Atom)
